Monthly Archives

November 2010

FAQS on Grandfathered Plans and Essential Health Benefits

The Patient Protection and Affordable Care Act (PPACA) was enacted on March 23, 2010, and amended by the Health Care and Education Reconciliation Act of 2010 on March 30, 2010. The health care reform legislation includes many changes related to health care coverage and raises a number of questions for employers.

Medical Loss Ratio Recommendations Sent to HHS

Health Care Reform Requirements
The Patient Protection and Affordable Care Act (PPACA) establishes new rules related to the portion of premium payments that must be spent on medical care. These rules are effective January 1, 2011.

PPACA requires that insurance companies spend 85 percent of premium dollars on medical costs for large group plans with more than 100 employees enrolled.

How Will the 2010 Elections Affect Health Care Reform?

The 2010 Mid-Term Elections
The recent elections, held on November 2, 2010, are bringing big changes to Washington. Results of a few races are still to be finalized in the days after the elections, but it is already clear that we are looking at a new political landscape.

Republicans have taken control of the House of Representatives, gaining at least 60 seats there.

Grandfathered Plans Can Change Insurance Carriers

New Rule for Grandfathered Plans
Under the Patient Protection and Affordable Care Act (PPACA), health plans that existed on March 23, 2010 are generally considered “grandfathered plans.

Newsletter – November 2010

BenefitsBuzz
 
Did You Know?
Now is the time to prepare your business and employees for the flu season:

– Update or create a pandemic flu plan and communicate the plan to employees.

– Educate employees about flu prevention and to stay home when they are ill.

– Develop flexible leave and/or telecommuting options for employees to stay home when ill or to care for sick family members.

Live Well, Work Well – November 2010

Pre-Diabetes Precautions
Before developing type 2 diabetes, many suffer from pre-diabetes, a serious medical condition in which blood glucose levels are much higher than normal. But pre-diabetes does not have to lead to type 2 diabetes. This starts with knowing the risk factors and prevention strategies.

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