The Arizona Department of Insurance (ADOI) wants to make health insurance rate information submitted by insurance companies more readily available to consumers, and to help the public better understand our procedures and authority to review health insurance rates.
On March 23, 2010, President Obama signed historic health care reform legislation – the Patient Protection and Affordable Care Act (PPACA) – into law. Even before its enactment, controversy surrounded the health care reform law. The law continues to be at the center of partisan debate, especially with the recent changes in Washington.
The Court Ruling
On January 31, 2011, a federal court in Florida struck down the entire health care reform law, ruling that Congress does not have the authority to require individuals to buy insurance. Judge Roger Vinson stated that a refusal to buy health insurance should not be considered “economic activity” that can be regulated by Congress under the Constitution’s commerce clause.
The Patient Protection and Affordable Care Act (PPACA) enacted in 2010 includes employer and individual responsibility requirements for health coverage. Certain employers will face penalties if one or more of their full-time employees obtain a premium credit through an exchange, regardless of whether that employer provides health insurance.
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Did you Know?
Under health care reform, fully insured group health plans will be subject to federal nondiscrimination rules for the first time, representing a major change for those plans.
Home Dental Care for Kids
Just because children’s primary teeth eventually fall out doesn’t mean that they can go without dental care. According to the American Academy of Pediatric Dentistry, children should see a dentist when their first tooth appears and no later than their first birthday.