Did you know that since the IRS and Treasury published Notice 2013-54 in September 2013, pre-tax employer reimbursement of an employee’s individual health insurance premiums has been a hot topic of conversation? Many employers in the past, have reimbursed employees for individual health insurance policies in lieu of offering a group health plan (called “employer payment plans”).
Q. What happens with premium tax credits if a couple gets divorced? If the premium tax credit is based on the previous year’s income when the couple filed taxes jointly, many wouldn’t qualify. But once someone is divorced, one individual might have little income. What is the subsidy based on in that situation?
Medicare Clarifies Rehab Coverage
You know how frustrating—no, make that infuriating—it can be to try to get reimbursed by Medicare for some rehabilitation services? You’re sure the rehab is helpful, but you can’t convince The Powers That Be.
Why? It used to be that Medicare would pay only if the patient were improving.
Thank you to all of our clients and carriers for a wonderful 2013! All of us at Benefit Logic want to wish you all the happiness for 2014! Happy New Year!
Having a Good Website and Good Brokers
Brought to you by: Jessica Zigmond
A new analysis suggests that smart design of the websites used for the new state insurance exchanges to enroll consumers in health plans could save consumers and the government more than $9 billion a year.
Understanding HCR Terminology
The Affordable Care Act
(officially, the Patient Protection and Affordable Care Act, aka PPACA, ACA or Obamacare)
this is the healthcare reform bill signed into law by President Obama on March 23, 2010.
Health Care Reform and You
The Affordable Care Act (ACA) calls for the creation of state-based competitive marketplaces, known as Affordable Health Insurance Exchanges (Exchanges, also known as Marketplaces), for individuals and small businesses to purchase private health insurance.
Researchers are finding that job stress can increase the risk of heart attack, especially if you’re feeling a lot of stress in your daily life in general. But take heart: you can reduce your stress and protect your heart with these tips.
1. Strive for a balanced life. We often try to control job stress by pushing ourselves to get more done no matter what it takes.
Health Care Reform
By Ed Gussio-President, Benefit Logic, Inc.
There has been lots of discussion about how businesses are positioning themselves to minimize the impact of health care reform on their bottom line. From reducing hours to eliminating full-time employees, we have heard many options that will have a detrimental effect on employees.
Talking Tuesday-BPA Raises Asthma Risk in Children
In yet another study to find adverse health effects from BPA (bisphenol A), a common component in plastics, food can liners, and store receipts, researchers at Columbia University’s School of Public Health found a link between early childhood exposure to the chemical and an increased risk for asthma in young children.